Hajra Ghani holds a BS in Accounting & Finance and an Executive MBA from the National University of Sciences and Technology (NUST). She brings over nine years of experience in the banking sector, having worked with MCB Bank Limited, Askari Bank Limited, and Habib Bank Limited. She serves as Vice President-II, Corporate Finance & Investment Banking (CF&IB) at Pakistan Microfinance Investment Company (PMIC), bringing expertise in corporate finance, credit analysis, business development, and client relationship management.