Mariam Agha, a CFA Charter holder, brings over ten years of experience across risk, credit underwriting, and portfolio management in both commercial and microfinance banking in Pakistan. Her areas of expertise include in-depth financial analysis, forecasting, and strategic guidance to support business decision-making. She previously served as AVP Financial Risk at U Microfinance Bank for five years, where she used data analytics to drive informed decisions and optimize business outcomes. She currently serves at Pakistan Microfinance Investment Company (PMIC), applying her diverse skillset to advance the company’s mission in microfinance investment.