Company Profile & Information

Pakistan Microfinance Investment Company Limited (PMIC) is a national-level apex institution for microfinance providers in the country. PMIC is registered under Section 32 of the Companies Ordinance 1984 as amended by Company’s Act 2017 and has been licensed under rule 5 of the non-banking finance company (establishment and regulations) Rules, 2003 as amended through S.R.O. 1002 (I)/2015, to undertake or carry out Investment Finance Services. PMIC was setup as an important pillar of the National Financial Inclusion Strategy formulated by the Government of Pakistan. Pakistan Poverty Alleviation Fund, Karandaaz Pakistan (KRN) and KfW development Bank together created PMIC – a partnership driven by passion for progress and a commitment to serving Pakistanis at the bottom of the pyramid.

Incorporation No & Date:
0101158 – Aug 10, 2016
Status: LSC (as per 3rd Schedule of the Companies Act 2017)
National Tax Number: 7317867-3
License No & Date: SECP/LRD/12/PMIC/2022-27 – Oct 04, 2022
Phone: (+92-51) 8487820-45
Email Address: [email protected]
Auditors: A.F.Ferguson & Co
Legal Advisor: HaiderMota & Co.
Membership: Pakistan Fintech Network.                                                                                                                                                                                                        NBFI & Modaraba – Association of Pakistan.
Regd. Address: 21 Floor, Ufone Tower, 55 C, Main Jinnah Avenue,                                                                                                                                                                                                  Blue Area, Islamabad 44000, Pakistan


Provide financial and institutional services to strengthen and scale-up provision of sustainable and responsible access to finance to individuals, micro-entrepreneurs and micro-enterprises in Pakistan to enhance employment and income opportunity for economically poor and underserved citizens and improve the lives of the poor.


A Pakistani society where the underserved are empowered.

Strategic Objectives

  1. Create a financially sustainable wholesale organization
  2. Provide innovative and customized support to PMIC investees; develop capacity to access commercial credit markets
  3. Build a robust financial ecosystem for the growth of sustainable microfinance in Pakistan
  4. Ensure compliance with ESG guidelines in the organization
  5. Build a strong professional and innovative organization

Core Values


Respect & Integrity

Ensuring high standards of respect and integrity


Team Work

Working collaboratively with team members


Transparency & Merit

Providing the highest level of transparency to all



Promote inclusion in PMIC and with our borrowers


Passion, Innovation & Creativity

Passionate about PMIC and its agenda to add value to MF sector

Salient Features

A commercial (for-profit) structure with the potential to raise funds from local commercial and capital markets, international funds, MIVs, private investors etc
Strong supervisory framework with diverse and experienced board and management with experience of working with the retail microfinance sector
Ability to provide market based financing to microfinance providers serving micro and small enterprises in Pakistan potentially accompanied by technical assistance
Provide Technical Assistance for innovation, renewable energy products, housing finance, creation value chains, mitigation of risks via making policies & environment for microfinance
Ensuring access to financial services for women as well as youth in Pakistan, which leads to increased empowerment, financial inclusion and inclusive economic growth

Thematic Areas

We focus on empowerment of all segments of society, especially women, which constitutes almost 83% of active clients being served through PMIC’s funding.

We take access to finance to areas where financial inclusion remains low. Almost 65% of PMIC’s funding is deployed in rural areas of Pakistan – through it’s borrowers.

We embrace digital advancements at the institutional level and for clients to facilitate access to finance in an efficient manner.

We harness the potential to create new jobs through micro-enterprises and increase income of poorer sections of the society.