Pakistan Microfinance Investment Company Limited (PMIC) is a national-level apex institution for microfinance providers in the country. PMIC was established as an important pillar of the National Financial Inclusion Strategy formulated by the Government of Pakistan in May 2015. Pakistan Poverty Alleviation Fund, Karandaaz Pakistan (KRN) and KfW development Bank together created PMIC – a partnership driven by passion for progress and a commitment to serving Pakistanis at the bottom of the pyramid.
Provide financial and institutional services to strengthen and scale-up provision of sustainable and responsible access to finance to individuals, micro-entrepreneurs and micro-enterprises in Pakistan to enhance employment and income opportunity for economically poor and underserved citizens and improve the lives of the poor.
A Pakistani society where the underserved are empowered.
- Create a financially sustainable wholesale organization
- Provide innovative and customized support to PMIC investees; develop capacity to access commercial credit markets
- Build a robust financial ecosystem for the growth of sustainable microfinance in Pakistan
- Ensure compliance with ESG guidelines in the organization
- Build a strong professional and innovative organization
Respect & Integrity
Ensuring high standards of respect and integrity
Working collaboratively with team members
Transparency & Merit
Providing the highest level of transparency to all
Promote inclusion in PMIC and with our borrowers
Passion, Innovation & Creativity
Passionate about PMIC and its agenda to add value to MF sector
We focus on empowerment of all segments of society, especially women, which constitutes almost 83% of active clients being served through PMIC’s funding.
We take access to finance to areas where financial inclusion remains low. Almost 65% of PMIC’s funding is deployed in rural areas of Pakistan – through it’s borrowers.
We embrace digital advancements at the institutional level and for clients to facilitate access to finance in an efficient manner.
We harness the potential to create new jobs through micro-enterprises and increase income of poorer sections of the society.