A banking professional with over 20 years of global experience in Regulatory Compliance, Risk Management, Business Process Optimization & Digitization across the USA, South America, Europe, and Pakistan. He began his career as a Research Analyst in U.S. universities before joining ABN AMRO Bank in Chicago, where he worked in multiple roles including Credit & Research Analyst, AML & Basel II Manager, IT Risk Analyst, and Senior Project Manager in global business and IT process architecture. He later consulted for major financial institutions such as AoN, Bank One, Morgan Stanley, DTCC, ABN AMRO UK, and then served as Director Risk & Quality Assurance at UBS Wealth Management North America. In Pakistan, he held senior roles including CRO, Chief Compliance Officer, Group Head SAM, and led PACRA Analytics as Head of Risk Advisory and CEO. At Pakistan Corporate Restructuring Company (PCRCL), he also worked with the WB/IFC teams on Diagnostic Assessment of Non-Performing Loan Market in Pakistan. He is currently consulting as a Digital Transformation Architect and working on his PhD thesis in Islamic Finance. He holds executive credentials from Columbia, Kellogg, and Chicago Business Schools.  Project Management certifications from American Management Association and US schools. Tariq holds Master degrees in Applied Economics and MIS from U.S. universities, along with advanced qualifications in Capital Markets and Islamic Finance.

Mr. Mahfooz Ali Khan is a public sector professional with over 38 years of experience in administration, finance, accounting, auditing, governance, and academia. He has held senior leadership positions, including Secretary Finance and Accountant General, Balochistan, and played a key role in the 7th National Finance Commission Award, which significantly increased Balochistan’s share in the federal tax pool. His expertise includes public financial management, fiscal policy, audit reforms, and institutional development. He has served on several boards and statutory bodies, including the State Bank of Pakistan and the Pakistan Poverty Alleviation Fund. He also brings extensive experience in teaching and professional training at national institutions. He is currently engaged as Technical Member, 11th National Finance Commission, representing Balochistan.

Ms. Mariam Kayani is a Pakistan Administrative Service (PAS) officer with 18 years of progressive leadership experience in public administration, policy development, external finance, legislative drafting, and district management. She has demonstrated expertise in negotiating complex sovereign financing arrangements with global institutions, managing commercial debt portfolios, and steering high-level intergovernmental coordination. Ms. Kayani has a proven track record in policy formulation, program evaluation, civil service reforms, and university governance, with extensive experience leading multi-tiered teams across federal and provincial governments. Her international exposure includes the prestigious Humphrey Fellowship (USA), Australia Awards scholarship at the University of Sydney, and multiple global training programs in public finance, HR development, and governance. Ms. Kayani holds dual chartered accountancy qualifications (FCA, ACCA) and a law degree, combining legal, financial, administrative, and strategic competencies. Recognized for discipline, integrity, strong analytical abilities, and exceptional leadership, she has consistently earned top positions in competitive civil service training programs and has received formal commendations.

Mr. Abid Sattar is a highly accomplished banking professional with over 40 years of experience across multinational and local institutions. As President and CEO of Askari Bank, he led the organization to record growth through strategic leadership, operational excellence, and strong risk management. He represents various public and private companies on the Board as an Independent Director and is also a management consultant. He previously held senior roles at HBL, including leading international operations, and has also worked with Citibank, Standard Chartered, and Chase Manhattan. He holds a master’s degree from the University of Cambridge and an MBA (Finance) Gold Medal from the University of the Punjab.

Mr. Navid Goraya is a senior global investment executive with over 30 years of experience in financial services, including more than 15 years in C-suite leadership roles across Pakistan, the GCC, and North America. He currently serves as the Chief Investment Officer at Karandaaz Pakistan, where he manages a PKR 24 billion impact investment portfolio focused on MSME inclusion, private equity, climate finance, and innovative lending. He has a strong track record of building financial institutions and executing complex cross-border and Islamic finance transactions. His previous senior roles include positions at Royal Bank of Scotland (UAE), Qatar National Bank Al-Islami, and HSBC Amanah across multiple regions. Mr. Goraya is known for his board-level expertise in audit, credit, HR, risk, and investment committees, along with extensive regulatory engagement. He currently serves on the boards of Parwaaz Financial Services Limited, NRSP Agriculture Processing Company Limited, Techlogix International Limited, and InfraZamin.

Mr. Yasir Ashfaq is working as Chief Executive Officer of Pakistan Microfinance Investment Company (PMIC). He was previously working as Chief Operating Officer of PMIC since August 2016. Before joining PMIC, he has worked with Pakistan Poverty Alleviation Fund as Group Head, Financial Services Group in a similar role. Yasir has over 20 years of experience in financial sector of the country and has worked at senior management positions in commercial and investment banks. His areas of expertise include designing policy and strategy, corporate finance, portfolio management, treasury, finance and accounts, development finance, corporate finance, risk management, development of institutions and new financial products and approaches of delivery. He is a fellow member of the Institute of Cost & Management Accountants (ICMA) of Pakistan and holds a Master’s Degree in Economics from University of Sydney, Australia.