Bilal Abdul Razzaq is a Chartered Accountant (CA) with ten years of experience across Audit & Assurance, Risk Management, and Corporate Finance, most recently at Askari Bank Limited. He currently serves at Pakistan Microfinance Investment Company (PMIC), where he applies his expertise to understand sector-specific requirements, develop strategic initiatives, and provide insights to drive business performance, while deepening his capabilities in microfinance and treasury operations.