Company Profile & Information
Pakistan Microfinance Investment Company Limited was incorporated on August 10, 2016 under the Companies Ordinance, 1984 (now the Companies Act, 2017) as a public unlisted company. The Company is licensed to carry out investment finance services as a Non-Banking Finance Company (“NBFC”) under Section 282C of the Companies Ordinance, 1984, Non-Banking Finance Companies (Establishment and Regulation) Rules, 2003 (“the NBFC Rules”) and Non-Banking Finance Companies and Notified Entities Regulations 2008 (“the NBFC Regulations”).
The Company was set up jointly by Pakistan Poverty Alleviation Fund (PPAF), Karandaaz Pakistan and KfW, a German development company, to catalyze and lead the next phase of growth in the microfinance sector of Pakistan. Established under the National Financial Inclusion Strategy (2016), Pakistan Microfinance Investment Company (PMIC) is committed to advancing inclusive economic development, expanding financial access, and alleviating poverty across Pakistan.
The Pakistan Credit Rating Agency (PACRA) has maintained the Company a rating of ‘AA’ (long term credit rating) and ‘A1+’ (short term credit rating) on June 30, 2025.
Incorporation No & Date: 0101158 – Aug 10, 2016
National Tax Number: 7317867-3
Phone: (+92-51) 8487820-45
Regd. Address: 21 Floor, Ufone Tower, 55 C, Main Jinnah Avenue, Blue Area, Islamabad 44000, Pakistan
Membership:
NBFI & Modaraba – Association of Pakistan
Champions of Change Coalition
Auditors: KPMG Taseer Hadi & Co.
Status: LSC (as per 3rd Schedule of the Companies Act 2017)
License No & Date: SECP/LRD/12/PMIC/ 2022 – Sep 10, 2025 (for 3 year)
Email Address: info@pmic.pk
Legal Advisor: HaiderMota & Co.
Core Values
Respect & Integrity
Ensuring high standards of respect and integrity
Team Work
Working collaboratively with team members
Transparency & Merit
Providing the highest level of transparency to all
Respect & Integrity
Ensuring high standards of respect and integrity
Team Work
Working collaboratively with team members
Transparency & Merit
Providing the highest level of transparency to all
Inclusion
Promote inclusion in PMIC and with our borrowers
Passion, Innovation & Creativity
Passionate about PMIC and its agenda to add value to MF sector
Our Vision
A Pakistani society where the underserved are empowered.
Our Mission
Provide financial and institutional services to strengthen and scale-up provision of sustainable and responsible access to finance to individuals, micro-entrepreneurs and micro-enterprises in Pakistan to enhance employment and income opportunity for economically poor and underserved citizens and improve the lives of the poor.
Strategic Objectives
Create a financially sustainable wholesale organization
Build a strong, professional and innovative organization
Ensure compliance with ES Guidelines in the organization
Build a robust financial ecosystem for the growth of sustainable microfinance in Pakistan
Provide innovative and customized support to PMIC investees; develop capacity to access commercial credit markets
Thematic Areas
Women and Youth
We focus on empowerment of all segments of society, especially women, which constitutes almost 83% of active clients being served through PMIC’s funding.
Rural Areas
We take access to finance to areas where financial inclusion remains low. Almost 65% of PMIC’s funding is deployed in rural areas of Pakistan – through it’s borrowers.
Digital Pathways
We embrace digital advancements at the institutional level and for clients to facilitate access to finance in an efficient manner.
