About Us

Company Profile & Information

PMIC is registered under Section 32 of the Companies Ordinance 1984 as amended by Company’s Act 2017 and has been licensed under rule 5 of the non-banking finance company (establishment and regulations) Rules, 2003 as amended through S.R.O. 1002 (I)/2015, to undertake or carry out Investment Finance Services. PMIC was setup as an important pillar of the National Financial Inclusion Strategy formulated by the Government of Pakistan. Pakistan Poverty Alleviation Fund, Karandaaz Pakistan (KRN) and KfW development Bank together created PMIC – a partnership driven by passion for progress and a commitment to serving Pakistanis at the bottom of the pyramid.

Incorporation No & Date: 0101158 – Aug 10, 2016
National Tax Number: 7317867-3
Phone: (+92-51) 8487820-45
Auditors: A.F.Ferguson & Co
Membership: Pakistan Fintech Network. https://pfn.org.pk
Regd. Address: 21 Floor, Ufone Tower, 55 C, Main Jinnah Avenue, Blue Area, Islamabad 44000, Pakistan.

Status: LSC (as per 3rd Schedule of the Companies Act 2017)
License No & Date: SECP/LRD/12/PMIC/2022-27 – Oct 04, 2022
Email Address: [email protected]
Legal Advisor: HaiderMota & Co.
NBFI & Modaraba – Association of Pakistan. http://nbfi-modaraba.com.pk/

Core Values

Respect & Integrity

Ensuring high standards of respect and integrity

Team Work

Working collaboratively with team members

Transparency & Merit

Providing the highest level of transparency to all

Inclusion

Promote inclusion in PMIC and with our borrowers

Passion, Innovation & Creativity

Passionate about PMIC and its agenda to add value to MF sector

Our Vision

A Pakistani society where the underserved are empowered.

Our Mission

Provide financial and institutional services to strengthen and scale-up provision of sustainable and responsible access to finance to individuals, micro-entrepreneurs and micro-enterprises in Pakistan to enhance employment and income opportunity for economically poor and underserved citizens and improve the lives of the poor.

Salient Features

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A commercial (for-profit) structure with the potential to raise funds from local commercial and capital markets, international funds, MIVs, private investors etc
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Strong supervisory framework with diverse and experienced board and management with experience of working with the retail microfinance sector
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Ability to provide market based financing to microfinance providers serving micro and small enterprises in Pakistan potentially accompanied by technical assistance
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Provide Technical Assistance for innovation, renewable energy products, housing finance, creation value chains, mitigation of risks via making policies & environment for microfinance
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Ensuring access to financial services for women as well as youth in Pakistan, which leads to increased empowerment, financial inclusion and inclusive economic growth

Thematic Areas

Women and Youth
Women and Youth

We focus on empowerment of all segments of society, especially women, which constitutes almost 83% of active clients being served through PMIC’s funding.
Rural Areas
Rural Areas

We take access to finance to areas where financial inclusion remains low. Almost 65% of PMIC’s funding is deployed in rural areas of Pakistan – through it’s borrowers.
Digital Pathways
Digital Pathways

We embrace digital advancements at the institutional level and for clients to facilitate access to finance in an efficient manner.