Financing & Investing Solutions

As an apex institution, we will deliver solutions that have a positive social and economic impact for microfinance clients and for the ecosystem. Our wholesale lending business currently serves more than 20 borrowing institutions including microfinance providers and rural support networks. Our growing operations provide us an understanding of the clients’ needs; we aspire to address these by constantly challenging ourselves to develop innovative products and robust support systems for expanding financial services.

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Wholesale Lending

Providing capital solutions to microfinance institutions and lending businesses with flexible terms and competitive rates.

  • Debt Financing
  • Equity Solutions
  • Subordinate Debt
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Advisory Services

Expert guidance and strategic consulting to optimize financial performance and operational efficiency.

  • Financial Advisory
  • Capital Raising
  • Strategic Planning

Strategic Investments

PMIC is structured to play a catalytic role in Pakistan’s financial inclusion ecosystem by mobilizing and deploying capital where market participation remains limited. Beyond addressing funding gaps, PMIC makes strategic investments that strengthen institutions, enable innovation, and crowd in additional capital toward underserved segments.

Our investment approach focuses on initiatives that expand access to finance for women, youth, rural communities, and micro-entrepreneurs, while enhancing the resilience and sustainability of financial service providers.

Strategic investments may be undertaken through senior debt, equity, quasi-equity, subordinated capital, or other structured instruments, including risk-sharing or first-loss mechanisms, as appropriate, and are complemented by advisory and institutional support to maximize long-term impact. Through this approach, PMIC seeks to promote equitable, scalable, and sustainable financial services across Pakistan in partnership with public and private sector stakeholders.