Our Work

At PMIC (Pakistan Microfinance Investment Company Ltd.), our work is driven by one goal: to empower under-served communities with financial inclusion and sustainable economic growth. Through strategic investments, innovative financing models, and collaborative partnerships, we catalyse impact where it is needed most. Here’s how we bring that mission to life.

What We Do

  1. Financing & Investing Solutions
    We design, develop, and deploy financial instruments that enable microfinance institutions to scale. By investing in growth-stage microfinance providers, we strengthen their capital base and help them deliver services more efficiently and reach more people.

  2. Microfinance Plus
    Our Microfinance Plus approach integrates additional services such as financial literacy, capacity building, and digital tools into the microfinance model. This ensures not just credit, but real, lasting improvements in people’s livelihoods.

  3. PRIME
    With PRIME, we target innovation in microfinance: experimentation with new technologies, digital delivery, risk mitigation strategies, and alternative models. PRIME is about pushing boundaries and discovering what works best in evolving contexts.

  4. Challenge Fund
    The Challenge Fund is where bold ideas meet opportunity. We support organizations and initiatives proposing novel solutions for financial inclusion, through grants or blended financing. This fund stimulates innovation, giving room for experimentation, incubation, and replication.

  5. Partners in Impact
    Complex social challenges aren’t solved alone. We collaborate with local microfinance institutions, government bodies, NGOs, donors, and private-sector players. Through these partnerships, we amplify impact, avoid duplication, and build systems that can endure over time.

Impact at a Glance

  • Scaling Access: We’ve enabled microfinance providers to reach thousands of low-income households across Pakistan, expanding their capability to deliver quality services.

  • Enhanced Resilience: With our value-added services, clients gain financial literacy, risk awareness, and tools that help them better manage their livelihoods.

  • Innovation Adoption: From digital wallets to alternative credit scoring, we’ve supported piloting and scaling of tools that reduce costs, increase transparency, and improve client experience.

  • Sustainable Partnerships: By aligning our work with government programs, NGOs, and private sector players, we ensure interventions are not just impactful, but sustainable and responsive to local needs.