Mr. Yasir Ashfaq is working as Chief Executive Officer of Pakistan Microfinance
Investment Company (PMIC). He was previously working as Chief Operating Officer of
since August 2016. Before joining PMIC, he has worked with Pakistan Poverty
Fund as Group Head, Financial Services Group in a similar role. Yasir has over 20
of experience in financial sector of the country and has worked at senior management
positions in commercial and investment banks. His areas of expertise include
policy and strategy, corporate finance, portfolio management, treasury, finance and
accounts, development finance, corporate finance, risk management, development of
institutions and new financial products and approaches of delivery. He is a fellow
member of the Institute of Cost & Management Accountants (ICMA) of Pakistan and
Master’s Degree in Economics from University of Sydney, Australia.
Fahad Asad - Chief Financial Officer
Mr. Fahad Asad is a qualified Chartered Accountant (Institute of Chartered
Pakistan) with more than 10 years of post-qualification experience (15+ years total
experience) with prominent financial institutions in Pakistan and internationally.
Pakistan Microfinance Investment Company (PMIC) as Chief Financial Officer (CFO) in
Fahad has extensive practical experience in the fields of finance, corporate
controls and audit, Islamic finance, mergers and acquisition, group structuring
and associates management) and risk management including capital adequacy.
Prior to joining PMIC, he worked at BankIslami Pakistan Limited as Financial
Bank Alfalah Limited as Head of Financial and Regulatory Reporting. Fahad also
senior finance role in the Ireland office of State Street, one of the world’s
of financial services to institutional investors and also in the financial services
department of KPMG in Dublin, Ireland. He completed his articleship with
Chartered Accountants (member firm of Pricewaterhouse Coopers – PwC) in their
Rizwan Sheikh - Head of Corporate Finance & Investment Banking
Mr. Rizwan Sheikh is a seasoned business executive with over 18 years of diverse
managing, corporate, financial institution and development organization
local and multinational banks. He possesses extensive experience in building credit
portfolios, designing and implementing customized transaction banking solution,
selling rate and currency hedging SWAPS and arranging syndication and bonds for
Institutions. He also worked closely with State Bank of Pakistan for the formation
Pakistan’s National Financial Inclusion Strategy and remained instrumental in
credit enhancement structures to support commercial lending in microfinance segment
PRISM and MCGF.
In his last assignment with UBL, Rizwan was Heading Financial Institutions
Executive Vice President and driving China Business initiative for the Bank. He was
instrumental in digitalizing collection and payments business of large Insurance
Asset Management entities, Development Financial Institutions and Microfinance
including branchless platforms. He was largely involve in supporting CPEC’s big
energy and infrastructure projects in Pakistan and managing relationships of the
Chinese state owned entities, Banks and Financial Institutions.
Saqib Siddiqui - Head of Sector Development
Mr. Saqib Siddiqui has more than twenty years of experience of working in the
sector of Pakistan. He has held various senior management positions with
related to growth programming, building institutional capacity as well as promoting
inclusive and responsible financial services. He joined Pakistan Microfinance
Company (PMIC) as Head of Sector Development in December 2016. As Head of Sector
at PMIC, Mr. Siddiqui is responsible for development of innovative and inclusive
lines, relationship management with stakeholders, donors, financiers as well as
microfinance plus and strategic positioning of the organization both at national and
international platforms. Before joining PMIC, he was working as General Manager-
Development at Pakistan Poverty Alleviation Fund (PPAF).
Mr. Saqib Siddiqui is a graduate of the Global Institute of Management Science,
also holds Masters degrees in Business Administration with specialization in Finance
Asghar Memon - Head of Portfolio Management
Mr. Asghar Memon is working as Head of Portfolio Management since December 2016.
joining PMIC, he was working at the Pakistan Poverty Alleviation Fund (PPAF) as
Manager Microfinance Portfolio Management Department. Mr. Asghar has over 22 years
experience including 17 years in financial sector. He has held various senior
positions at different microfinance institutions and Apex institute. His areas of
include portfolio management, growth programing while striking balance between
risk, developing strategic plans, budgeting, process and product innovation,
supervision, working with mid and small tier microfinance institutions to improve
and control environments and creating value chains for impact financing as well as
Mr. Memon is an engineering graduate of the Sindh Agriculture University, Tando Jam
holds Masters degree in Business Administration with specialization in Finance and
Neelum Aamir - Head of Internal Audit
Ms. Neelum Aamir brings with her almost 10 years of diversified experience in Audit &
Compliance, Financial Analysis and Reporting, Grants & Partnership Management and
worked with prominent national and international organizations. She is an Associate
Chartered Accountant and has completed her article ship with Deloitte Touché
She joined Pakistan Microfinance Investment Company in 2017 as the Head of Internal
Prior to joining PMIC, she was working as Finance Manager at The Indus Hospital.
Previously she has also worked with various international organizations including
USAID, The Global Fund, UNICEF & DFID. Neelum possesses strong financial and
skills, with an experience of team building and team leading, and a track record of
successful reengineering in business processes to achieve efficiency in
She is an ambitious professional who believes that an effective and vibrant Internal
Audit Department can strategically align the PMIC with its stakeholders, while
safeguarding the assets of the Company and without compromising on the efficiency of
organization. She has demonstrated track record of consistently achieving corporate
financial goals and recognized as a hands-on expert problem solver who can rapidly
resolve cross-functional business process problems, formulate strategic plans, and
implement change, with benefit to the company’s bottom line.
Sobia Maqbool - Chief Risk and Compliance Officer
Ms. Sobia is currently the Chief Risk & Compliance Officer at Pakistan Microfinance Investment Co. Ltd. in addition to leading research and strategy in the organization. Sobia completed her grad studies from the Harvard Kennedy School in 2017, returning to Pakistan with a Masters in Public Administration (MPA). She was a recipient of Fulbright scholarship for this program. Sobia held the CFA charter from 2010-2016 and has previously done her MBA from the Institute of Business Administration, Karachi.
Two areas that are now the locus of her professional interest are education and financial inclusion and she is thrilled to be working at the nexus of these two. Overall she has over 15 years of experience in the financial services sector, in Pakistan and the Middle East, having previously worked with an affiliate of Japan Credit Rating Agency and Islamic International Rating Agency (IIRA), one of the infrastructure development arms of Islamic Development Bank. Sobia’s ability to apply herself in various analytical situations and work effectively with a multi-jurisdiction team, allowed her to rapidly accelerate in her career, as she managed the pan-Pakistan operations of JCR-VIS while also implementing strategy for international expansion for IIRA, including its transition to financial stability and expansion of operations in more than 10 countries. At IIRA, she was the lead analyst for sovereign ratings & IFIs in various OIC member countries. She has facilitated training programs on risk analysis of a broad spectrum of financial institutions & corporate entities in Pakistan, Bahrain & Turkey. She has authored more than 18 risk assessment methodologies, including, in the areas of Public Finance, Project Finance and Micro Finance Institutions.
With her newly discovered passion for road trips, Sobia is the co-founder of Route16, a travel start-up that is working to change the narrative of Pakistan by inviting tomorrow’s leaders to experience the region’s challenges, hopes, natural beauty and hospitality of its people. From never having given much thought to the high mountains that stood a 1000 miles to her north and happily living the city life, she has come to find a part of herself in the mountains.
Syeda Ambreen Zehra Taqvi - Head of Human Resources
Ms. Ambreen is a seasoned HR professional who brings with her 13 years of diverse
the field of Human Resources Management, Recruiting, Organizational Development, HR
Partnership and Outsourced Services. In her last role she was associated with PTCL
Manager Talent Acquisition and Outsourced Services where she was responsible for
the employer branding and talent acquisition Strategy with the overall business
the company. She joined Pakistan Microfinance Investment Company in March 2018 as
Prior to her tenure at PTCL, Ambreen remained Associated with Mobilink (now Jazz)
years where she was part of the HR Organizational Development, Recruitment Rewards &
Performance and HR Business Partnership teams. In her last role at Mobilink she was
HR Business Partner for Technology. Ambreen has also worked as Assistant Director
Planning at National Accountability Bureau (NAB) for over two years, before joining
Mobilink. Ambreen holds a Bachelors and Masters degree in Business Administration
Bahria University and is currently pursuing an LLB degree.
Umer Sami Hayat - Company Secretary and Head of Legal
Mr. Umer Sami has diverse experience; both in contentious and non-contention legal
He has done his Masters in Law (LLM) from a reputable university in Pakistan. His
(PQE) spans over a period of 15 years with most of his years spent in the Banking
has added value to legal functions of many commercial banks in Pakistan including
SCB, BOP and Khushhali Microfinance Bank. His last assignment, before joining PMIC,
Khushhali Microfinance Bank where he served as Company Secretary and General
started his career as a practicing lawyer and during his practice years, he was also
actively involved in High Court Bar politics. He has a good understanding of the
system in Pakistan and has dealt with all types of legal cases right from inception
their final disposal by the Supreme Court of Pakistan.
Ali Noshad- Vice President Finance
Mr. Ali Noshad is a Chartered Accountant and fellow member of Pakistan Institute of
Public Finance Accountant. He carries diversified experience of over 13 years of
working in finance and business planning departments of microfinance, telecom and
assurance industries. He did his article ship from A.F. Ferguson & Co. (PwC).
He is leading the finance & accounts function of PMIC including Budgeting & Business
Planning, Accounts Payable & Receivables, GL Management, Finance Internal Controls
and Taxation. He is also on the Board of Trustees of PMIC’s Employees Provident
His last assignment before joining PMIC was with U Microfinance Bank Limited where
he served as Financial Controller.
His key expertise include providing analytical business support, ERP implementation,
financial reporting compliance and internal transformation.
Muhammad Ahmad - Vice President Portfolio Management
Mr. Ahmad holds MBA degree from IBA, Karachi and BSc Civil Engineering degree from
UET, Lahore. At PMIC, Ahmad is involved in Portfolio Management, Business
Development, Evaluation of Microfinance Providers, Financial and Risk Management,
and Financial Product Development.
Ahmad had diversified work experience of more than 18 years and served National
Engineering Services Pakistan (NESPAK), Orix Leasing, Pakistan State Oil (PSO), HSBC
Bank Middle East and Pakistan Poverty Alleviation Fund (PPAF) in different roles of
engineering, sales, risk management and microfinance portfolio management.
Shiraz Ahmed - Treasurer
Mr. Shiraz Ahmed has a MSc in Finance and Risk Management from University of Wales(UK) along with MBA & BBA from Institute of Business Management. His role in PMIC includes liquidity management, investments, raising capital (local and international), relationship development with local and international financial institutions & FX exposure management. He is also a Certified Treasury Professional(CTP).
Shiraz started his career at Shell Gas LPG Pakistan Limited in May 2007, working there for 4 years before leaving abroad for postgraduate degree. His last designation was Treasurer at Shell Gas. Before joining PMIC, he was working as Senior Manager – Treasury at Pakistan Poverty Alleviation Fund.
He has more than 10 years of rich experience in Treasury which includes cash flow forecasting, corporate finance, Asset-Liability management and liquidity management.
Muhammad Shuja Ali - VP – Corporate Finance & Investment Banking
Mr. Shuja has BSc (Hons) degree from LUMS and Executive MBA degree from NUST Business
School. Currently, he is pursuing Global Masters in Finance at IE Business School,
Shuja’s career spans over 12 years, his last assignment was at Pak China Investment
Co Ltd as Div Head, China Advisory and Research at Investment Banking Group, where
core responsibilities included advising Local and Chinese Clients for Joint Ventures
in Pakistan, Equity Investments, Project Finance & Debt Syndications, Advising Govt
of Pakistan for Privatization of State Owned Entities and actively participating in
As VP- Corporate Finance & Investment Banking at PMIC, Shuja is handling bonds &
syndication transactions in targeted segments, advising and developing innovative
and un-conventional (value chain/initiative & impact based) credit structures and
evaluating strategic investment & private equity opportunities in the MF sector.
Ali Said -AVP Portfolio Management
Mr. Ali Said has a Masters degree in Commerce (Major in Finance) from University of
Peshawar and is Diplomate Associate of the Institute of Bankers Pakistan
Ali Said started his career with the Bank of Khyber in January 2000. He has over 19
years of experience in Microfinance, Treasury Operations, Money & Capital Markets,
Accounts & Finance and Risk Management.
In his current role, Ali Said is responsible for Managing Credit Portfolio of
Non-Banking Microfinance Companies and Microfinance Banks, nderwriting and Business
Development and strengthening relationships with clients and implementation of
business strategies to meet lending goals and objectives of PMIC.
Rahim Nawaz Khan - Assistant Vice President - RMD
Mr. Rahim has completed his M.B.A (Finance), M.Phil (Finance), DAIBP, ACIS, and LLB
is in process.
He started his career as banker. His professional experience spanning over the
period of 15 years. He served with National Bank of Pakistan and Pakistan Poverty
Alleviation Fund (PPAF) in Business, Credit, Operations, Portfolio Management and
Diploma Associate of Institute of Bankers Pakistan (DAIBP), Associate Member
Institute of Corporate Secretaries of Pakistan (ACIS).
He is currently engaged in managing the credit risk of PMIC’s portfolio including
counter party risk management, credit administration, policy and regulatory
Usman Faisal - AVP Sector Development
Mr. Usman Faisal has a Public Administration degree from Institute of Management Studies, University of Peshawar. At PMIC, Usman is involved in microfinance plus projects design and implementation, building partnerships, project management and implementation at the field level and business development for the entity. Usman has 18 years of experience of working in the microfinance and development sector of Pakistan wherein his core focus has been on creating an innovative ecosystem for institutions, and end beneficiaries, which can lead to sustainable economic growth and social development.
Usman has diverse experience in strategic program development and management, monitoring and operations, building partnerships, organizational development, poverty reduction, economic growth and value chains, digital finance and renewable energy.
Hasan Ali - AVP Technology
Mr. Hasan Ali has diverse experience; both in Project Management and IT &
He has done his Engineering in Computer Sciences (B.E) from U.E.T. Lahore. His
spans over 12 years with most of his years spent in the IT & Telecom sector. He has
added value to IT & Telecom functions of Punjab Information Technology Board (PITB)
Jazz (Mobilink). His last assignment, before joining PMIC, was with PITB where he
as Program Manager (e-Governance).
Hasan started his career as an IT & Telecom Engineer and during his employment years
with PITB & Jazz, he was also actively involved in Project & Program Management. He
a good understanding of the Planning, Inception, Implementation & Control of
Programs with public sector organizations & departments.
Hasan’s professional achievements include digitization of 10 Departments of Punjab
Government by system re-engineering, software/database development and enterprise
customized software implementation to create paperless environment, PITB’s
Performer” in 2017 & 2018 in recognition of outstanding project results, Mobilink’s
“Outstanding Project Manager Award” in 2012 and 2013 in recognition of outstanding
project results and “Going Extra Mile Award” in 2009 & 2010 in recognition of
Hasan’s interests are books reading, learning & travelling.
Tufail Ahmed - Manager Portfolio Management
Mr. Tufail Ahmed has a Management Science degree in Finance (MBA & B.Com) from University of AJ&K. At PMIC, Tufail is involved in relationship management with borrowers/partners, finalizing credit proposals of potential and an existing borrowers for new or renewal of Investments, monitoring/supervision of the portfolio within team and cross team function, quarterly & annual financial review of the borrowers.
Tufail had started his career in NRSP in October 2004 as Credit Officer & his career spans 15 years spent in the Microfinance sector. His last assignment before joining PMIC was with PPAF where he served as Assistant Manager Portfolio Management.
Tufail has diverse experience both in retail microfinance as well as wholesale lending to Microfinance providers.
Nizwa Naeem- Manager- Portfolio Management Department
Ms. Nizwa Naeem is working in Portfolio Management, with primary focus on
relationship management with microfinance institutions (NBMFIs & MFBs). Her major
role in the company includes; strategic planning, desk and field reviews, ratings
and risk analysis, designing of institutional development packages, proposal
preparation, variance analysis of the assigned institutions and reporting.
Nizwa has over 9 years of work experience in wholesale lending of microfinance.
Before joining PMIC, she was working with Pakistan Poverty Alleviation Fund (PPAF)
as Senior Management Executive. Nizwa has done Master’s in Business Administration
(Finance) from International Islamic University Islamabad and obtained different
certificates related to microfinance such as Boulder MFT and Advance Programme on
Financial Inclusion and Social Performance.
Nizwa is passionate to bring positive change in the lives of underserved by
enhancing their access to finance.
Aqeel Ahmed khan - Manager Finance & Accounts
Mr. Aqeel holds a Certificate in Accounting and Finance (CAF) from Institute of Chartered Accountants of Pakistan (ICAP) and he is PIPFA qualified. He also holds a degree in Commerce (B. Com) from Punjab University.
Aqeel started his career with A.F. Ferguson & Co. (AFF) in June 2006 as articles student and after completion of articles he has worked as Supervisor with AFF from November 2009 to July 2012. Subsequently, he joined U Microfinance Bank (Ubank) as Manager Finance.
Aqeel has more than 13 years of experience in finance operations, financial reporting, auditing and tax.
Aqeel loves to read books.
Naureen Bakhsh Chaudhry - Manager Sector Development
Ms. Naureen Bakhsh Chaudhry has an MBA and BBA (Hons) from Bahria University and is
currently pursuing a Master of Project Management degree from the University of
Southern Queensland. In her role at PMIC, Naureen is involved in the development of
new and innovative microfinance plus initiatives, project management and
implementation, knowledge management and communications related activities.
Prior to this she has experience of working with the Pakistan Poverty Alleviation
Fund (PPAF) and Sidat Hyder Morshed Associates (Pvt) Ltd – management consulting
firm. She has more than 10 years of experience in the areas of project management,
communications, knowledge management and management consulting.
Muhammad Farrukh Rehan Khan - Manager Internal Audit
Mr. Farrukh Khan is an ACCA affiliate and has completed his Bachelors in Commerce from
Farrukh is a dynamic and seasoned professional whose experience spans over a period
of 10 years in a variety of Governance and Compliance roles of well reputed
organizations like Deloitte, Tameer Microfinance Bank, Standard Chartered Bank,
As Manager Internal Audit, Farrukh is involved in the planning and execution of risk
based internal audits as well as independently reporting on controls and governance
Farrukh focuses on strengthening the controls and risk assessment procedures to
enable PMIC combat against the potential risks.
Ailya Fatima Zaidi - Manager Operational Risk
Ms.Ailya has completed ACCA and started her career with KPMG Taseer Hadi & Co. in
January 2008 as an Audit Trainee. Her last assignment before joining PMIC was with
Samba Bank Limited as Manager – Operational Risk.
As Manager Operational Risk, Ailya is involved in managing operational risk, and
market and liquidity risk.
Muhammad Faheem Khalid- Manager Sector Development
Mr. Muhammad Faheem Khalid has an MBA degree from FAST School of Management – Islamabad. He is currently working as Manager Sector Development in PMIC. Faheem is involved in designing and deployment of microfinance plus projects and data management. He has worked on different projects pertaining to sectors including Value Chains (Enterprise and Agriculture), Micro Insurance, Digital Finance and Renewable Energy.
His career spans over 9 years and has previously worked at Pakistan Poverty Alleviation Fund – PPAF and Publicis Pakistan. At PPAF he had worked in the Financial Services Group and held the position of Management Executive. He had also worked in the domain of knowledge management and worked as Public Relations executive at Publicis Pakistan, a French multination in communications.
Maha Arshad- Manager-Sector Development Department
Ms. Maha leads the PMIC-KfW Renewable Energy Initiative through Microfinance. She is a Manager in the Sector Development Department with 5 years of full-time experience at the intersection of Public and Private Partnerships. Maha has worked locally and internationally with diverse entities some of which include Stanford Program for International Legal Studies, Teach For Pakistan, and USAID’s implementation partner Creative Associates International.
As a Fulbright Scholar she graduated from the University of Michigan, Ann Arbor with a Master of Public Policy degree focusing on economic and data analysis. Maha is currently enrolled in the CFA program and intends to complete it to deepen her understanding of financial tools for poverty.
Muhammad Ahsan Siddiqui- Manager – Finance & Accounts
Mr. Muhammad Ahsan is an ACCA member and holds a Bachelors degree in Accounting from
Oxford Brooke University. At PMIC, Ahsan is responsible for Budgeting & Financial
Planning, Financial Reporting as well as Regulatory Reporting.
Ahsan started his career in 2012 as a Finance officer at Telenor Shared Services –
Pakistan. He brings with him more than 7 years of diverse experience in financial
reporting, business planning & analysis, and managing credit portfolios. He was
extensively involved in developing PMIC’s first financial plan and budget as well as
setting up and standardizing Finance department policies and procedures.
Prior to joining PMIC, Ahsan was associated with Pakistan Poverty Alleviation Fund
as Portfolio Manager, handling a credit portfolio of key microfinance players
Najwa Malik - Manager Risk
Ms. Najwa Malik has an M Phil in Finance from Judge Business School, University of
Najwa started her career with Credit Agricole CIB in 2011 as an Investment Banking
Analyst in debt capital capitals (DCM) in London, UK. She has also worked as a Risk
Consultant for Chase Cooper Ltd in London covering MENA clientele.
She has professional experience of 8 years in financial services. Prior to PMIC, she
was working at Pakistan Poverty Alleviation Fund (PPAF) in Portfolio Management.
She is a member of Enterprise Risk Management Association, London, U.K and a member
of Global Risk Association of Professionals (GARP), London, UK.
As a Manager Risk, Najwa is involved in qualitative and quantitative microfinance
sector analysis, monitoring of grant-based interventions, policy, risk framework and
Ahmed Saleh Jamal- Manager Procurement
Mr. Ahmed Saleh Jamal is a result driven & accomplished Business Development Engineer
with Bachelor’s Degree in Mechanical Engineering and Masters in Business
Administration & Supply Chain Management.
Ahmed has a diverse experience of around six years in Procurement, Supply Chain
Management, Sales & Marketing and Business Development in renowned organizations
like PEL and Linde Group Germany.
Ahmed aims to bring in strategy to find cost effective deals, suppliers and to
discover the best ways to cut procurement expenses, so that the company can invest
in growth and people.
Amreen Khan- Manager HR & Administration
Ms. Amreen Khan has a Management Science degree in Human Resources (MBA & BBA) from
Bahria University Islamabad. At PMIC, Amreen is involved in Talent Acquisition &
Talent Management, Employee Engagement, Learning & Development, Operations, HR
Policies & Procedures, Compensation & Benefits, Performance Management, Event
Management and Administration.
Amreen had started her career in PTCL in March 2014 as a Management Trainee & her
career spans 5 years spent in the Telecom sector. Her last assignment before joining
PMIC was with PTCL where she served as Assistant Manager (Talent Acquisition).
Amreen has diverse experience in Talent Acquisition, Business Operations, Quality
Management & Business Process Re-engineering.
Khurram Shafi- Manager Portfolio Management
Mr. Khurram has joined Portfolio Management Department in June-2019 as a Manager
He is MBA Finance from COMSATS Institute of Information & Technology Lahore and CFA
Level III Candidate 2020.
Khurram started his career with Sindh Bank Ltd in Sep 2012 and after completing 05
years of service in credits moved to Faysal Bank Ltd in Credit Risk Review
Department. His career spans over seven years with most of it spent in banking
sector. His last assignment, before joining PMIC was with Allied Bank Ltd where he
served as Senior Officer CIBG Risk Review.
Hassan Farooq- Manager Compliance and CAD
Mr. Hassan Farooq has a Masters degree in Business Law and Professional Accounting from Monash University. He is also a certified Anti Money Laundering Specialist from CAMS.
Hassan started his career with Fauji Fertilizer Company in October 2013 as a Management Trainee - Financial Planning. After completing his Masters he re-joined FFC and worked as Compliance Executive, which was his last assignment before joining PMIC.
As a Manager Compliance and CAD, Hassan is involved in ensuring compliance of lenders with financial and non-financial covenants along with PMIC’s compliance with SECP and other regulators.
Afia Khan- Assistant Manager - CEO Office
Ms. Afia has a BSC Honors degree in Management Information Systems (MIS) from The London School of Economics and Political Science (LSE) with a Postgraduate degree in Human Resource Management.
She is working at PMIC as an Assistant Manager - CEO Office. In her role at PMIC, Afia is involved in diverse tasks including communications, publications, human resource and relationship management with internal and external stakeholders.
She has previously worked closely with many Senior Executives of several multinational organizations such as VEON, JAZZ (Mobilink) and MOL Oil and Gas Co. Ltd. In her 8 plus years of corporate experience she has developed core competencies and a skill set that directly correlates with the role assigned to her. She has also polished her skills well in networking, written & oral communications.
Mr. Najum Sharif has completed ACCA member and B.Sc (Honors) in Applied accounting from Oxford Brookes University UK. At PMIC, Najum is involved in deployment of funds, exploring avenues to increase treasury yield, assist in monthly, quarterly and year end closing, compliance of tax laws (weekly, monthly, quarterly, advance tax and annual tax), bank reconciliations and to assist in automation of accounting process and others.
Najum had started his career in BDO Chartered Accountants in January 2014 as a trainee & his career spans 2.3 years spent in the Audit & Tax. Afterwards, joined KMBL where he served as Finance & Accounts officer for 1 year.
Najum has diverse experience in Finance, Tax and Treasury operations, Business Process automation. He has also completed Financial Modelling course from IBA.
He is passionate to learn new skills and utilizing those skills to achieve organizational goals
Kiran Yousaf- Assistant Manager – Admin in PMIC
Ms. Kiran had started her career in March 2008 in Bizpak pvt ltd in June 2008. She joined Pakistan Poverty Alleviation Fund as Receptionist and was promoted as Admin Associate.
Her total work experience in PPAF is over 8 years. She joined PMIC in Feb 2017 as a Receptionist and was promoted as Assistant Manager Admin.
Syed Ahsan Abbas Naqvi- Assistant Manager Risk
Mr. Syed Ahsan Abbas Naqvi joined PMIC in June 2018 as an Assistant Manager, Research & Strategy.
Before that he was studying Accounting & Finance at Lahore University of Management Sciences (LUMS).
At PMIC, Ahsan is responsible for shareholder reporting on development and a few financial indicators, publication and circulation of PMIC’s Quarterly Insight, managing impact assessment studies, and assisting in monitoring of MF Plus projects.
Hajra Habib- Assistant Manager Finance and Accounts
Ms. Hajra Habib is involved in financial operations management and financial and stakeholder reporting.
Prior to joining PMIC, she worked as an Investment Banking Analyst on several key transactions in Private Equity and Debt Syndication to bring foreign investment into Pakistan. Hajra has sound expertise in financial modelling and analysis, with past experiences in project management and social outreach.
Hajra holds an MSc degree in Accounting and Finance from The London School of Economics and Political Science (LSE), with a specialization in Finance. She completed her BSc (Hons) in Accounting and Finance from the Lahore University of Management Sciences (LUMS) with a Distinction and was on the Dean’s Honor List throughout the program.
Hajra is passionate about adventure travel, and her bucket list destinations include trekking the K2 Base camp and diving in the Great Barrier Reef.
Namrah Qureshi- Assistant Manager-PMD
Ms. Namrah Qureshi holds a Bachelors Degree (BSc. Honors) in Accounting and Finance from Lahore University of Management sciences (LUMS). At PMIC, she is involved in assessing and evaluating microfinance institutions, business and portfolio development, financial management & analysis and commercial negotiations with the borrowers.
She holds Bloomberg Market Concepts (BMC) certification. Her core passion is financial inclusion and anything that can unleash the power of the financial sector to help underserved households and businesses.
Ms. Arusha Latif has a Bachelors of Sciences degree in Accounting and Finance from National University of Sciences & Technology, Islamabad. At PMIC, she is involved in assessing and evaluating microfinance institutions, business & portfolio development, financial management & analysis, and commercial negotiations with the borrowers.
Arusha started her career with the banking industry two years ago as a management trainee in Bank Alfalah. Her last assignment before joining PMIC was with Bank Alfalah where she served as an Assistant Manager Business Analytics and Portfolio Management.
Arusha has cleared her CFA level 1 and JAIBP Stage 1. She is passionate about financial inclusion and Financial Technology.